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Employee Notification for 1095-C

According to the Paperwork Burden Reduction Act, employers are no longer required to automatically mail Form 1095-C to employees. 

The 1095-C will be available for our employees to view and print through Qmlativ Employee Access no later than March 3rd. 

Printed 1095-C forms will only be provided to employees upon written request sent to Julie Carlson at Julie.carlson@ferndalesd.org

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    1. Employees are not required to make any changes to their health plans during open enrollment unless their health plan is no longer available
    2. Employees who do not make any  changes will remain enrolled in their current health plan.
    • Employees who choose to participate in the Medical FSA or DCAP program MUST enroll or re-enroll every year. 
    • Sebb Navia Benefits

          3. Employees may: 

    a. Enroll in or change medical , dental and vision plans. 

    b. Add or remove dependents from medical, dental and vision plans (with dependent verification documents required). 

    c. Waive medical coverage. 

    d. Change employee-paid long term disability
     

  • Open Enrollment:  
    begins October 27 to November 24, 2025 

    Elections Effective:         
    January 1, 2026

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